So...What's A RAD Mortgage?

Interest expense is a vital issue in terms of housing expense and the real costs of homeownership. It is the largest cost of housing.

Making your total debt, including your home mortgage, more interest efficient has many potential benefits. In the past few years, cost-effective, interest efficiency technologies have made dramatic progress. Interest expense can be reduced significantly by using commercially available, cost-effective technologies.

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​Despite this dramatic potential, interest efficiency programs have yet to become standard, best practice. Consequently there is tremendous opportunity for mortgage, real estate and financial professionals to understand and implement interest efficient mortgage program into their standard business offerings. For an interest efficient mortgage program to succeed a standardized system of defining, measuring and implementing the interest efficiency potential of borrowers the interest savings potential and  quantitative means of identifying and demonstrating interest efficient debt, including mortgage liabilities is needed; an interest efficiency calculation or methodology.

"Restoring the American Dream" (RAD) is a NxGen Family Office campaign comprised of professionals, including real estate, mortgage lenders and financial professionals dedicated to the concepts of personal financial, cash and liability management integrated into a higher level and standard of advisory service for the wealth benefits of their clients.

An objective of "Restoring the American Dream" powered by the NxGen Family Office is to reduce the real costs of home ownership for more families by educating and supporting financial professionals and investors/borrowers in the benefits of an Interest Efficient Mortgage and other programs. The NxGen Family Office is working with the mortgage, real estate and financial services industry to develop a national market for making standard practice interest efficient mortgages.
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To help Financial Professionals and their clients better understand NxGen Liability Management and Interest Efficient Mortgages, the NxGen Family Office has prepared an Overview Guide illustrating how the program works and its benefits. 
Make your mortgage interest efficient today! http://www.gregcjohnson.com/liability-management.html

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